There are lots of reasons the public calls on W.B. Appraisals

Thousands of people in Pennsylvania buy, sell or refinance their home every month. Many of these transactions have a simple line item for an appraisal. Practically all lenders still need a local expert because the stakes are very high, even though there are a developing number of automated home valuation systems that may appear to be more economical than an appraisal. You might think that securing a mortgage is the only reason to acquire an appraisal, but there are additional times when the services of a certified, independent real estate professional might be beneficial.


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Dispute your tax assessment in Bucks County

If you reside in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from W.B. Appraisals is your best evidence. We're capable of assisting you in appealing your tax assessment.

Let W.B. Appraisals help you eliminate PMI to lower your mortgage payment

When the amount being loaned to the homeowner is more than 80% of the actual value of the property, many lenders ask home buyers to buy an extra insurance plan. That policy is Private Mortgage Insurance, or PMI. More often than not, this added payment is folded into the monthly mortgage payment and is soon forgotten. This is unfortunate because PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to do away with the PMI payments on most mortgages when the balance is paid down to 78% of the original value.

W.B. Appraisals will give you a statement regarding the value of your home, and the cost of the appraisal can usually be regained in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce is often complicated by the burdensome decision of who gets the house, and it can be a particularly heartbreaking event for both parties. It's a good idea to get an appraisal from W.B. Appraisals so both parties are fully aware of the true market value of their property, regardless of the situation.

The parties will have a clearer picture of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Accurate and fair estate liquidation with help from W.B. AppraisalsSettling an estate

The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to take care of these matters. And seeing that a home or other property often makes up an uneven share of the total estate value, knowing the certain value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've gotten an honest deal.

Let W.B. Appraisals help you with relocating to or from Bucks County

Employee relocation is a more than just an inconvenience. We know where you're coming from! That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. During our intensive process, we encourage relocating employees to provide input on the positive characteristics of their property, as well as information regarding any current sales or listings in their area that they want considered.

Don't sell out short or keep your home on the market too long.

Whether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision when determining your selling price. Separate from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees depend on our efforts to perform the appraisal report and not a percentage of the sales price.

On a daily basis, we analyze the difference in value items like an additional bathroom or a kitchen remodel can make. Getting a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties stay on the market.